PRODUCTS AND SERVICES
Life and business circumstances change over time–income increases, personal and business needs evolve and along with these come changing responsibilities. Term Life Insurance provides inexpensive coverage for a designated period of time. Whether over 5, 10. 15, 20, 25 or perhaps 30 and 40 years, this is a low-cost solution to providing peace-of-mind.
Long-term financial needs require insurance solutions that provide benefits upon death, as well as during lifetime. Flexibility is key.
Permanent Life Insurance coverage provides on-going or lifetime security, where estate preservation, business planning and retirement income become an integral part of a sound financial portfolio.
CRITICAL ILLNESS INSURANCE
Whether a heart attack, life threatening cancer, stroke or kidney failure. However, medical advances are making it possible for more people to survive a critical illness. But while recovering, financial obligations do not just disappear. This coverage helps to protect an individual, family or business against the financial burden that accompanies the unexpected occurrence of a critical illness.
ACCIDENT & SICKNESS INSURANCE
Whether self-employed or a small business owner with a need to provide coverage for employees, Accident & Sickness Insurance provides health-related benefits, such as short-term disability or income replacement, which are key to a comprehensive benefits portfolio.
OTHER PRODUCTS & SERVICES
GUARANTEED ISSUE – NO MEDICAL LIFE INSURANCE
HEALTH, DENTAL AND HOSPITAL PLAN
OUT OF COUNTRY EMERGENCY MEDICAL INSURANCE
RRSP (REGISTERED RETIREMENT SAVINGS PLAN)
RESP (REGISTERED EDUCATION SAVINGS PLAN)
TFSA (TAX FREE SAVINGS ACCOUNT)